United and Southwest Scenarios

If you plan to fly a lot of United, the Chase United Club card has some decent perks:

A. United Club membership bundled into annual fee (more valuable now that they increased the standalone membership fee)

B. 1.5 miles on all purchases, 2 miles on United

C. free checked bags (matters less if you're United elite).

D. Primary rental car coverage, elite status into both Hyatt and Hertz

Alternatively, Chase just announced a killer sign-up bonus for their new Southwest Business card -- 80,000 miles:

https://thepointsguy.com/news/southwest-adds-premium-business-card/